87 Vista Bluffs, Destin, FL 32541
87 Vista Bluffs, Destin, FL 32541
87 Vista Bluffs, Destin, FL 32541
87 Vista Bluffs, Destin, FL 32541
87 Vista Bluffs, Destin, FL 32541
87 Vista Bluffs, Destin, FL 32541
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$ 1,799,900
Est. payment | /mo

4 Beds

4 Baths

3,593 SqFt


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$ 1,799,900
Est. payment | /mo
Save

4 Beds

4 Baths

3,593 SqFt

Key Details

Property Type Single Family Home

Sub Type Detached Single Family

Listing Status Active

Purchase Type For Sale

Square Footage 3,593 sqft

Price per Sqft $500

Subdivision Destiny S/D

MLS Listing ID 995743

Style Beach House

Bedrooms 4

Full Baths 4

HOA Y/N Yes

Year Built 1997

Annual Tax Amount $15,096

Tax Year 2025

Lot Size 8,276 Sqft

Acres 0.19

Lot Dimensions 64 x 139 x 62 x 135

Property Sub-Type Detached Single Family

Source Emerald Coast Association of REALTORS®

Land Area 3593

Property Description

Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the sugar-white beaches of Destin.

Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a gas stove top & wine fridge, and a butler's pantry perfect for both everyday living and entertaining. The adjacent living area, anchored by a gas fireplace and enhanced with motorized window treatments, opens seamlessly to the outdoor living spaces for airy evenings.

A first-floor bedroom with ensuite bath and walk-in shower offers flexibility for guests or multigenerational living. The second-floor features the primary suite, a private retreat, featuring a spacious wrap-around balcony overlooking the lake, a fire pit for evening relaxation, a spa-inspired bathroom, and a generously sized walk-in closet with custom built-ins. The second guest suite with ensuite bath, walk-in closet, and private balcony is also located on the second-floor. The third level provides a versatile escape with a king bedroom, ensuite bath, and kitchenette ideal as a guest suite, home office, or recreational space.

Outdoors, the lakefront terrace is a true showpiece, complete with a fire pit, grill, Green Egg smoker, and panoramic water views an ideal setting for sunset gatherings or hosting. Inquire for private pool plans and renderings, offering the opportunity to further enhance both lifestyle and rental performance. The home also features new, durable Polywood outdoor furnishings, a home generator system for added peace of mind, and a garage outfitted with built-ins plus an additional storage room.

Destiny West residents enjoy lushly landscaped grounds, a large seasonally heated pool, hot tub, fitness center, tennis court, and an impressive clubhouse. Quarterly landscaping services are included, allowing for effortless ownership. The home is conveniently located near James Lee Park, the Crab Trap, and pedestrian- and golf-cart-friendly Scenic Highway 98, placing beaches, dining, shopping, and grocery stores just minutes away.

This established vacation rental currently generates nearly $90K(2025) annually as-is with $35K already on the books for 2026, and the potential to increase income to an estimated $115K-$138K annually with the addition of a private pool. Meticulously maintained and ideally positioned, this lakefront offering represents a rare opportunity to own a premier property in one of Destin's most sought-after gated communities.

Location

State FL

County Okaloosa

Community Short Term Rental - Allowed, Community Room, Gated Community, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, Waterfront

Area 14 - Destin

Zoning Resid Single Family

Direction Scenic Hwy 98 to the Destiny subdivision across from the Crab Trap Restaurant and James Lee Park turn North into Destiny subdivision go to stop sign take a right on Vista Bluffs home is on the right hand lake side of the road

Rooms

Primary Bedroom Level Upper

Master Bedroom true

Dining Room true

Kitchen true

Interior

Interior Features Breakfast Bar, Ceiling Crwn Molding, Fireplace, Split Bedroom

Heating Central

Cooling Central Air

Flooring Floor Hardwood, Floor WW Carpet

Furnishings Furnished - All

Window Features Window Treatment All

Appliance Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Ice Machine, Range Hood, Smoke Detector, Stove/Oven Gas, Water Heater - Elect

Exterior

Exterior Feature Balcony, BBQ Pit/Grill, Shower, Summer Kitchen, Covered Patio, Open Deck, Porch, Summer Kitchen, BBQ / Grill, Outdoor Shower, Balcony, Renovated

Parking Features Garage, Golf Cart Enclosed, Guest

Garage Spaces 1.0

Pool Pool Type

Community Features Short Term Rental - Allowed, Community Room, Gated Community, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, Waterfront

Utilities Available Electric, Gas - Natural, Public Water, Underground

Waterfront Description Lake

View Lake, Gulf

Roof Type Tile / Slate

Street Surface Paved

Porch Deck Open, Patio Covered, Porch

Road Frontage Private Road

Garage Yes

Building

Lot Description Dead End, Interior, Restrictions, Survey Available, Within 1/2 Mile to Water, See Remarks

Faces Scenic Hwy 98 to the Destiny subdivision across from the Crab Trap Restaurant and James Lee Park turn North into Destiny subdivision go to stop sign take a right on Vista Bluffs home is on the right hand lake side of the road

Story 3

Foundation Slab

Sewer Public Sewer

Architectural Style Beach House

New Construction No

Schools

Elementary Schools Destin

Middle Schools Destin

High Schools Fort Walton Beach

Others

Pets Allowed No

HOA Fee Include Accounting,Ground Keeping,Recreational Faclty

Tax ID 00-2S-22-0400-0000-0390

Miscellaneous Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the sugar-white beaches of Destin. Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a

 Emerald Coast MLS - IDX
Listed by Joshua H Callahan Scenic Sotheby's International Realty

Nearby Locations

Richard Eimers

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

+1(850) 259-1798

richard@destinrealestate.com

17 Roundwood Dr, Inlet Beach, Florida, 32461, USA

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87 Vista Bluffs