
4 Beds
4 Baths
3,593 SqFt
4 Beds
4 Baths
3,593 SqFt
Key Details
Property Type Single Family Home
Sub Type Detached Single Family
Listing Status Active
Purchase Type For Sale
Square Footage 3,593 sqft
Price per Sqft $500
Subdivision Destiny S/D
MLS Listing ID 995743
Style Beach House
Bedrooms 4
Full Baths 4
HOA Y/N Yes
Year Built 1997
Annual Tax Amount $15,096
Tax Year 2025
Lot Size 8,276 Sqft
Acres 0.19
Lot Dimensions 64 x 139 x 62 x 135
Property Sub-Type Detached Single Family
Source Emerald Coast Association of REALTORS®
Land Area 3593
Property Description
Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a gas stove top & wine fridge, and a butler's pantry perfect for both everyday living and entertaining. The adjacent living area, anchored by a gas fireplace and enhanced with motorized window treatments, opens seamlessly to the outdoor living spaces for airy evenings.
A first-floor bedroom with ensuite bath and walk-in shower offers flexibility for guests or multigenerational living. The second-floor features the primary suite, a private retreat, featuring a spacious wrap-around balcony overlooking the lake, a fire pit for evening relaxation, a spa-inspired bathroom, and a generously sized walk-in closet with custom built-ins. The second guest suite with ensuite bath, walk-in closet, and private balcony is also located on the second-floor. The third level provides a versatile escape with a king bedroom, ensuite bath, and kitchenette ideal as a guest suite, home office, or recreational space.
Outdoors, the lakefront terrace is a true showpiece, complete with a fire pit, grill, Green Egg smoker, and panoramic water views an ideal setting for sunset gatherings or hosting. Inquire for private pool plans and renderings, offering the opportunity to further enhance both lifestyle and rental performance. The home also features new, durable Polywood outdoor furnishings, a home generator system for added peace of mind, and a garage outfitted with built-ins plus an additional storage room.
Destiny West residents enjoy lushly landscaped grounds, a large seasonally heated pool, hot tub, fitness center, tennis court, and an impressive clubhouse. Quarterly landscaping services are included, allowing for effortless ownership. The home is conveniently located near James Lee Park, the Crab Trap, and pedestrian- and golf-cart-friendly Scenic Highway 98, placing beaches, dining, shopping, and grocery stores just minutes away.
This established vacation rental currently generates nearly $90K(2025) annually as-is with $35K already on the books for 2026, and the potential to increase income to an estimated $115K-$138K annually with the addition of a private pool. Meticulously maintained and ideally positioned, this lakefront offering represents a rare opportunity to own a premier property in one of Destin's most sought-after gated communities.
Location
State FL
County Okaloosa
Community Short Term Rental - Allowed, Community Room, Gated Community, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, Waterfront
Area 14 - Destin
Zoning Resid Single Family
Direction Scenic Hwy 98 to the Destiny subdivision across from the Crab Trap Restaurant and James Lee Park turn North into Destiny subdivision go to stop sign take a right on Vista Bluffs home is on the right hand lake side of the road
Rooms
Primary Bedroom Level Upper
Master Bedroom true
Dining Room true
Kitchen true
Interior
Interior Features Breakfast Bar, Ceiling Crwn Molding, Fireplace, Split Bedroom
Heating Central
Cooling Central Air
Flooring Floor Hardwood, Floor WW Carpet
Furnishings Furnished - All
Window Features Window Treatment All
Appliance Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Ice Machine, Range Hood, Smoke Detector, Stove/Oven Gas, Water Heater - Elect
Exterior
Exterior Feature Balcony, BBQ Pit/Grill, Shower, Summer Kitchen, Covered Patio, Open Deck, Porch, Summer Kitchen, BBQ / Grill, Outdoor Shower, Balcony, Renovated
Parking Features Garage, Golf Cart Enclosed, Guest
Garage Spaces 1.0
Pool Pool Type
Community Features Short Term Rental - Allowed, Community Room, Gated Community, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, Waterfront
Utilities Available Electric, Gas - Natural, Public Water, Underground
Waterfront Description Lake
View Lake, Gulf
Roof Type Tile / Slate
Street Surface Paved
Porch Deck Open, Patio Covered, Porch
Road Frontage Private Road
Garage Yes
Building
Lot Description Dead End, Interior, Restrictions, Survey Available, Within 1/2 Mile to Water, See Remarks
Faces Scenic Hwy 98 to the Destiny subdivision across from the Crab Trap Restaurant and James Lee Park turn North into Destiny subdivision go to stop sign take a right on Vista Bluffs home is on the right hand lake side of the road
Story 3
Foundation Slab
Sewer Public Sewer
Architectural Style Beach House
New Construction No
Schools
Elementary Schools Destin
Middle Schools Destin
High Schools Fort Walton Beach
Others
Pets Allowed No
HOA Fee Include Accounting,Ground Keeping,Recreational Faclty
Tax ID 00-2S-22-0400-0000-0390
Miscellaneous Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the sugar-white beaches of Destin. Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a

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