
4 Beds
4 Baths
2,193 SqFt
4 Beds
4 Baths
2,193 SqFt
Key Details
Property Type Single Family Home
Sub Type Detached Single Family
Listing Status Active
Purchase Type For Sale
Square Footage 2,193 sqft
Price per Sqft $490
Subdivision Terra Cotta Terrace
MLS Listing ID 999033
Style Contemporary
Bedrooms 4
Full Baths 4
HOA Y/N Yes
Year Built 1993
Annual Tax Amount $9,846
Tax Year 2025
Lot Size 4,356 Sqft
Acres 0.1
Lot Dimensions 49 x 90
Property Sub-Type Detached Single Family
Source Emerald Coast Association of REALTORS®
Land Area 2193
Property Description
This beautifully designed 4-bedroom, 4-bathroom beach home spans 2,193 square feet of thoughtfully laid-out living space and is perfectly positioned just a short stroll from the sugar-white sands and emerald waters of the Gulf--with deeded beach access making every day feel like a vacation.
From the moment you step inside, you're welcomed by a bright, open-concept living area filled with natural light and coastal elegance. The home's three-story layout offers ideal separation of space, making it perfect for hosting guests, accommodating multiple families, or maximizing rental income. Three of the four spacious bedrooms are paired with its own full bath, creating a true retreat for owners and guests alike. The well-appointed kitchen, multiple entertainment spaces, private deck with peekaboo Gulf view and backyard patio provide the perfect setting for entertaining or unwinding after a day at the beach.
Located within the desirable Terra Cotta Terrace community, residents enjoy gated community pool access, pickle ball/tennis courts, sand volleyball and deeded beach access, all just minutes from Destin's top dining, shopping, and entertainment.
Whether you're searching for a primary residence, second home, or a high-performing short-term rental, this property checks every box--with rental projections exceeding $120K+ annually offering serious income potential.
Opportunities like this--combining location, lifestyle, and income--are rare. Don't miss your chance to own a turnkey beach home in one of the most sought-after destinations on the Emerald Coast. Buyer to verify all information. Professional photos will be added soon.
Location
State FL
County Okaloosa
Community Short Term Rental - Allowed, Pickle Ball, Beach, Community Room, Deed Access, Pets Allowed, Pool, Tennis
Area 14 - Destin
Zoning Resid Single Family
Direction Heading East on Scenic 98 coming from the Crab Trap, turn North (Left) onto Terra Cotta Way. Home will be on the left hand side
Rooms
Family Room true
Primary Bedroom Level Upper
Master Bedroom true
Kitchen true
Interior
Interior Features Breakfast Bar, Lighting Recessed, Newly Painted, Owner's Closet, Pantry, Washer/Dryer Hookup
Heating Central
Cooling Ceiling Fans, Central Air
Flooring Floor Laminate, Floor Tile
Furnishings Furnished - All
Appliance Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Exterior
Exterior Feature BBQ Pit/Grill, Open Patio, Open Deck, Covered Deck, BBQ / Grill
Parking Features Garage, Golf Cart Open, See Remarks, Other
Garage Spaces 2.0
Pool Pool Type
Community Features Short Term Rental - Allowed, Pickle Ball, Beach, Community Room, Deed Access, Pets Allowed, Pool, Tennis
Utilities Available Electric, Public Water
View Gulf
Roof Type Tile / Slate
Street Surface Paved
Porch Deck Covered, Deck Open, Patio Open
Road Frontage City Street
Garage Yes
Building
Lot Description Covenants, Cul-De-Sac, Within 1/2 Mile to Water, See Remarks
Faces Heading East on Scenic 98 coming from the Crab Trap, turn North (Left) onto Terra Cotta Way. Home will be on the left hand side
Story 3
Sewer Public Sewer
Architectural Style Contemporary
New Construction No
Schools
Elementary Schools Destin
Middle Schools Destin
High Schools Fort Walton Beach
Others
Pets Allowed No
HOA Fee Include Ground Keeping,Master Association,Recreational Faclty
Tax ID 00-2S-22-2499-0000-0090
Miscellaneous Discover the perfect blend of location, comfort, and investment opportunity at 54 Terra Cotta Terrace. This beautifully designed 4-bedroom, 4-bathroom beach home spans 2,193 square feet of thoughtfully laid-out living space and is perfectly positioned just a short stroll from the sugar-white sands and emerald waters of the Gulf--with deeded beach access making every day feel like a vacation. From the moment you step inside, you're welcomed by a bright, open-concept living area filled with natural light and coastal elegance. The home's three-story layout offers ideal separation of space, making it perfect for hosting guests, accommodating multiple families, or maximizing rental income.

Nearby Locations

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "






